For employeesKeep your points · get paid back
For finance & HR teamsInstant reimbursement, benefits, clean books
For AI agentsA policy and a statement for every agent
ExpensesWalletReportsExpense AgentAboutFAQReferStart free
Wallet

Your money, your points.

Reimbursements land in seconds, not after a two-week run. Cashback, miles and money, all in one wallet you actually own.

9:41ExpenseOS · Wallet
Wallet balance
$1,204.50
Yours to spend or move to your bank anytime
Reimbursement landedHilton Austin · just now+$284.10
Miles kept
38,400
this year, instead of the company
Cashback
$612
earned on ExpenseOS-card spend
Recent
Hilton AustinReimbursed · personal card+$284.10
Cashback · ExpenseOS cardYesterday+$4.26
United · SFO→AUSReimbursed · personal card+$318.00
Live recreation of the ExpenseOS app

Why it's different

A wallet that's actually yours.

Instant reimbursement

The moment an expense clears, the money's in your wallet, often before you've left the counter.

Points add up here

See exactly how many miles you've kept and how much cashback you've earned, all in one running total.

Move it anytime

Spend from your wallet or send it to your bank in a tap. It's your money, no lockups, no waiting.

Your company's card policy

Keep your points.

We're rolling out ExpenseOS to employees who are done handing over their rewards and chasing expense reports. Refer your team and we'll bring it to your company.

Refer your finance team

FAQ

Questions people ask

What is the ExpenseOS wallet?

It is where your reimbursement lands, about a minute after an expense clears policy. It holds your money, not your company's, and you move it to your bank whenever you want. There is no waiting for a payroll cycle.

Is the money in my wallet actually mine?

Yes. Once an expense clears policy the reimbursement is yours, and sits in your wallet until you move it. Your employer cannot claw it back out of the wallet.

How do I get money from the wallet to my bank?

Transfer it whenever you like, as often as you like. There is no minimum and no fee to the employee. Many people leave it and sweep it once a month; frequent travellers move it the same day.

Does the wallet cost me anything?

No. ExpenseOS is free for employees. The company pays a percentage of money moved, and nothing is deducted from your reimbursement.

What happens to my wallet if I leave the company?

The money already in it stays yours and you can withdraw it. The link to your employer ends, so no new reimbursements arrive, but the balance is not affected.