ExpenseOS™ - Agentic Travel & Expense Management | Every purchase approved before the money moves.

Finance sets the budget.Employees keep their rewards.

ExpenseOS™ is a simpler way to run company spending.

Executives travel without policy surprises.
Employees keep their card rewards.
Nobody files an expense report.
Supplier payments on card earn cash back.
Finance stays in control and keeps the savings.

It works alongside the cards and payment programs you already have.

Why ExpenseOS

Unlike other systems, ExpenseOS is rewarding for employees and effective for the business.

Other systems

Search for flights yourself, guess what is in policy, submit a request, then wait days for someone to approve it.

Ours

Ask, and in-policy fares come back in seconds, checked against budget, live rate and your industry’s policy pack.

How it works

Set the budget once. Every ask is answered. The rest happens by itself.

Finance sets the budget. Budgets by team and category, set on screen or in a sentence, every change previewed first. Caps track live market prices, so nobody maintains a rate card.

The math

Legacy T&E leaks whole points. We cost a fraction of one.

Industry research puts the leak at three to four points of controllable spend: travelers booking out of policy cost $2,881 more per person per year, last-minute domestic fares run up to 25% higher than booking ahead, every expense report costs $58 to process before anyone fixes its errors, and expense fraud runs 18 months before it is caught.

ExpenseOS closes these leaks structurally, because every purchase is approved against live budgets and live market prices before the money moves. Our fee is half a point on the money we move for you without a card, and every card payment earns up to 1% back. Above 33% card share, the platform pays you, before the leak is even counted.

$2,881What one out-of-policy traveler costs per year over a compliant one, per GBTA Foundation research.

$58The industry cost of processing one expense report, per GBTA Foundation and HRS. There is no report here.

33%Above this card share, the platform pays you: the founding 1% cashback on card payments outweighs the half point on everything else. 40% at the standard rate.

Run your own numbers in the savings calculator.

Sources: GBTA Foundation with Concur and HRS, ARC and Expedia 2025, ACFE 2024 Report to the Nations.

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Built for three audiences

One answer, three front doors.

Finance, employees and AI agents all ask the same way and get the same kind of answer. Pick yours.

Finance

Forward-looking control. Live budgets. People paid in a minute. One weekly statement. Every answer names its reason. Managers approve nothing by hand. They see only the exceptions.

For finance & HR teams →

Employees

An answer in seconds at real market value. Keep your points. Never write an expense report.

Free in ChatGPT and Claude, no company signup.

Get the free agent →For employees →

AI agents

Agents ask the same way people do: a spending request, a policy answer, funds sized to exactly the yes, nothing to claw back afterward.

For AI agents →

Ready when you are

Every yes comes with the money.

Nobody files a report. Nobody approves one by hand. No software fees, no per-seat charges. Half a point when we move money for you. Up to 1% back when you pay with the ExpenseOS card. Founding customers who sign before the end of 2027 earn 1% for life.

Book a demo See pricing →