Your questions, answered.

ExpenseOS is the expense payments company: people paid in a minute, suppliers paid their way, one monthly statement. Tell it to expense a dinner and it handles the receipt and the coding. You spend on your own card, keep every point, and get paid back the moment it’s approved. Travel booking is rolling out next.

Every one. Because you pay for work on your own card, the miles, points and cashback are earned by you and stay with you. ExpenseOS never touches them, it just pays you back the money you spent.

Generally no. Rewards earned on your own card work like rebates on your spending, not income, the same as points from any personal purchase. Benefits-card perks are handled separately: commuter runs pre-tax, and anything taxable reports itself to payroll automatically.

About a minute after approval. Every expense is checked twice at submit, your company’s policy plus an AI review, so in-policy spend approves itself on the spot. Anything else lands on your approver’s phone or Slack as a one-tap yes, not in an inbox for two weeks.

Completely free for you. Your company adopts ExpenseOS as its travel & expense platform; you simply keep using your own card and keep your rewards.

Yes. Your ExpenseOS wallet and cards belong to you, with your own setup, not the company. Spend from it or move the money to your bank anytime. No lockups.

That's fine too. Some spend belongs on the company card, it's drawn from the company vault automatically, with nothing for you to claim back. You choose, expense by expense.

No rip-and-replace. ExpenseOS plugs into the accounting and HR systems your company already runs, QuickBooks, NetSuite, Workday and more, so everything just lines up behind the scenes.

Travel booking is coming soon. When it lands: tell ExpenseOS where and when, it drafts the whole trip, flights, hotel, timing, already inside your company's policy, and books to your personal card so the miles stay yours. Want it sooner at work? Refer your finance team.

No. Linking your card is optional, a receipt is all ExpenseOS needs to approve and pay you back. Your employer only ever sees the expenses you submit, never your card feed or statement.

Barely. Snap a photo, forward the email receipt, or just tell ExpenseOS in Slack or Teams, “expense last night’s dinner”, and it codes and files the rest. Travel booked through ExpenseOS needs nothing at all.

You'll know at submit, not three weeks later. Policy is checked the moment you file, so if something's out of bounds you can fix it and resubmit in seconds, before you're stuck waiting on money you already spent.

Today, they’re expensed like everything else and reimbursed the minute they’re approved, so you’re never out of pocket for long. Coming soon: a company-funded ExpenseOS card for big-ticket items, so a $4,000 trip never touches your personal credit at all.

Handled for you. Commuter benefits are pre-tax, and anything taxable reports itself to payroll automatically as you spend. No forms, no surprises at tax time.

Yes. Everything is encrypted end to end, funds are held and moved with regulated financial partners, and payments run on established card networks and AWS infrastructure. Your personal data is never sold or shared, not with advertisers, not with your employer.