Just an employee? Expense reports that write themselves, free in ChatGPT or ClaudeSee ExpenseOS for employees →Deploying AI agents? Give them a policy and a statementExpenseOS for Agents →
For employeesKeep your points · get paid back
For finance & HR teamsInstant reimbursement, benefits, clean books
For AI agentsA policy and a statement for every agent
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Savings calculator

See where ExpenseOS pays for itself.

Slide in your numbers. One flat rate on money moved — 1.5%, or 1% with supplier payments connected — against the expense tool you retire, the report and bill processing that disappears, and the rebate you give up. Estimates only; we’ll model it exactly on a demo.

Your numbers

Employees on ExpenseOS200
Monthly reimbursement volume$100,000 / mo
Expense reports processed · today250 / mo
Supplier payments through ExpenseOS · optional$0 / mo
Supplier bills paid · today0 / mo
Current expense tool · $/user/mo$8
Card rebate you earn on T&E today$0 / mo
Your rate
Your rate: 1.5% · connect payments to drop to 1%

Your estimate · per year

$175,200

net back per year, after ExpenseOS's rate

ExpenseOS covered 10.7× by what it retires
ExpenseOS platform cost1.5% × $100,000 / mo moved$18,000
Expense tool you retire200 users × $8 / mo+$19,200
Report processing you retire250 reports / mo × ~$58 each (GBTA) — keying and chasing, gone+$174,000
Bill processing you retireconnect supplier payments and ExpenseOS makes the payments for you+$0
Corporate-card rebate you give upno rebate today, nothing given up−$0
Two weeks of float$100,000 / mo of working capital stays yours ~two weeks longer on average, up to 30 days~14 days
Reimbursement speedYour people are paid the minute it clears policy60 seconds
AI usageNormal use covered by the rate$0, included

Costs you can point to. Report cost is the GBTA Foundation & HRS industry average (~$58 each); bill cost is a typical manual AP figure (~$12 each). Still not counted for us: the points your team keeps, the 19% of reports that come back wrong, faster close, and the ~two weeks your working capital stays put versus weekly-settle tools.

Get this modeled on your spend

Worth more than the math

The wins the calculator can’t price.

Two of the biggest reasons finance teams switch never show up as a line item, but they change the day-to-day for everyone.

Every employee, treated the same

No split between staff with a company card and those floating costs on their own. Everyone expenses, gets paid back the moment it’s approved, and keeps their own points, the same deal from the front line to the C-suite.

Nothing to issue, freeze or replace

No plastic to hand out, no lost-or-stolen tickets, no chasing cards back at offboarding. Admins stop running a card program entirely, access follows the employee and switches off the moment they leave.

Trusted with company money
Bank-grade securityHosted on AWSSSO / SAML + SCIMDual-admin controlsFull audit trails

See it on your real numbers

What would ExpenseOS give you back?

Book a demo and we’ll map this to your actual T&E spend, tools and headcount, and show exactly where the savings land.

No spam. A short walkthrough mapped to your team.

Thanks, we’ll be in touch to schedule your walkthrough.